The pension institution uses the CredEx platform to expand its asset allocation with positive returns and risks in the area of AAA loans. It can control these directly and at the same time book them according to the nominal value principle. Regardless of interest rate developments, the mortgage remains at book value and thus reduces volatility in the overall portfolio.
The onboarding package covers all governance, risk and pricing issues and allows you to start within 1 month. Every single mortgage is checked by 4 eyes and all calculations are carried out automatically so that no manual errors can occur. The control and processing is carried out via our bank processing partners. They apply the same standards that they have implemented for their own business. The complete automation allows costs to be reduced to 0.12 - 0.22% (total expense ratio).
Credit Exchange works according to the stock exchange principle: the same rules, costs and commissions apply to all participants. We do not want any “conflict of interest” or any preferential treatment of individual partners.
Mortgages for more then CHF 4 billion are managed on the CredEx platform. With over 20 strong partners connected, the volumes will grow significantly every year. The functioning of the marketplace is therefore guaranteed to be sustainable.
We will be happy to personally take care of your questions and concerns. Simply use the contact form below to send us your message