Ladies and gentlemen, let us introduce a very special guest: Tero Kangas, CEO of Sp Mortgage Bank Plc, part of the Savings Banks Group Finland. Serkan first met Tero a few years ago at a mortgage conference in Prague. There, Tero presented the capability of processing mortgages end to end in 24 hours. At that point, what many considered an ambitious vision was already the standard in Finland. Why is Finland so far ahead? What made the 24-hour mortgage possible? And perhaps the most important question for us: what is Switzerland still missing to achieve the same level of digitalisation? We spoke about technology, regulation, collaboration between stakeholders, and the building blocks of a truly digital mortgage ecosystem. A huge thank you, Tero, for travelling to Switzerland — especially during this incredible heat — to share your knowledge and experience with us. We really enjoyed the conversation, and we’re excited to share it with all of you.

New REAL DB Direct Mortgages CHF Index Brings Transparency to the Swiss Market Institutional investors — Credit Exchange Proud to Contribute

Direct mortgages have grown into an established asset class for institutional investors, yet the market has long lacked an independent, transparent benchmark. That changes today with the launch of the REAL DB Direct Mortgages CHF Index — and Credit Exchange is proud to have played a part in making it possible.

The new index tracks the performance of Swiss direct mortgage platforms on a cash-flow basis, net of fees and defaults, giving institutional investors a solid, independent reference point against which to measure their own mortgage portfolios. Performance figures are published monthly and updated quarterly, alongside a dedicated sub-index for self-occupied residential property (SORE) and quarterly fundamental data covering loan-to-value ratios, maturities, affordability, and regional distribution.

For more details on the index methodology, interested parties can reach out to REAL DB directly.

Another piece of the puzzle falls into place. After conquering the skies, we are now expanding into terrestrial logistics. We are delighted to welcome the Galliker Transport AG Pension Fund as a new financing partner on the Credit Exchange AG marketplace. We look forward to a long and successful partnership.

We are proud to share that our CXO, Andrea Canonica, has been appointed as the new President of the Swiss Marketplace Lending Association, taking over the role from Matteo Bernardoni of UBS. We are confident that Andrea’s experience, vision, and dedication will contribute greatly to the continued growth of the Swiss marketplace lending ecosystem. Congratulations, Mr. President Andrea Canonica!

Credit Exchange AG, together with Finanz und Wirtschaft | Tamedia | Tamedia Business Subscriptions, is launching a new mortgage index, the FuW-Hypo-Index. The index is designed to give private borrowers and institutional players a clearer, more realistic picture of actual mortgage pricing in Switzerland.

Unlike the indicative rates published daily by banks and insurers, the FuW-Hypo-Index reflects rates from mortgages that have actually been concluded on the CredEx platform.

FuW will update the index every Thursday on fuw.com, publishing a chart tracking the latest terms for five- and ten-year maturities. A comparison with official reference rates shows that, since 2023, the ten-year rate on CredEx has averaged 0.27 percentage points below the published benchmark for ten-year mortgage loans, with the gap narrowing to 0.23 points over the past twelve months, pointing to a period of relative stability in the mortgage market despite swings in global bond markets.

A big thank you to everyone involved for the excellent collaboration: André Kühnlenz, Jan Schwalbe, Urs Wolperth, Pascal Novotny, Serkan Mirza, Rafael Klein, and Ekaterina Romanova. We are delighted to be creating real added value for investors and homeowners with this initiative.

What will the mortgage market look like in five to ten years? A trend is emerging: fully digital processes — from identification to transfer. In this short series of videos, our CEO, Serkan Mirza, shares his thoughts on the coming developments.

Credit Exchange AG has reached a significant milestone, welcoming its 26th pension fund partner to the marketplace, an achievement that underscores the platform’s standing as Switzerland’s leading provider of mortgage solutions for institutional investors.

We extend our heartfelt gratitude to every pension fund that has placed its trust in our platform, and to the many partners whose continued contribution has made this growth possible.

As we look ahead, our pipeline remains busier than ever, with further partnerships in active discussion, and we remain fully committed to expanding the marketplace and delivering value to all participants across the Swiss pension landscape.

We are proud to welcome the pension fund of the Canton of Ticino on Credit Exchange AG as a new mortgage financing partner. With CHF 6 billion in assets, a strong and highly valued addition to our marketplace, IPCT further enhances our platform and expands the footprint in Italian-speaking Switzerland. Their onboarding reinforces CredEx’s leading position as a trusted provider of mortgage solutions for some of Switzerland’s largest pension funds. A warm welcome to Istituto di previdenza del Cantone Ticino (IPCT) on behalf of the entire CredEx community.

In this exciting interview, he talks with our CEO Serkan Mirza about the world of real estate valuation, current developments in the industry, and of course some personal insights. Donato is considered one of the most renowned experts in real estate valuation — and at the same time a great conversation partner. Producing this interview was enormously enjoyable for us. Enjoy watching!

We’re excited to introduce the new guest in our interview series — Walter Berli, CEO of SIX Terravis. He speaks openly about the transformation from paper-based to digital Mortgage Certificate, efficiency gains, security and why this is also systemically relevant for the Swiss Financial Market.

Mortgages are an ideal investment for pension funds: stable cash flows, long-term, well secured, low risk profile. And yet the decision to invest in mortgages often remains theoretical. Why? Because between the attractive idea and its practical implementation lies a whole bundle of challenges, ranging from structure to resources and governance. In this series of videos, our CEO, Serkan Mirza, talks about the typical clichés and expectations that pension funds associate with mortgages. We will dig into operational challenges and show how the dilemma can be resolved today. Stay tuned!

We are pleased to welcome the Priora Suisse AG Pension Fund as a financing partner on Credit Exchange AG. Another valuable partner strengthening our marketplace. This also further confirms CredEx’s leading position as a provider of mortgage solutions for Swiss pension funds. On behalf of all CredEx participants, we warmly welcome Priora as part of the wider family.

Welded together: It is our great pleasure to welcome the Schlatter Group Pension Fund as a financing partner on Credit Exchange AG. This is another valuable partner who strengthens our marketplace and further reinforces CredEx’s position as the leading provider for pension funds in Switzerland.

After several years of high-volume and successful partnership with PAX Asset Management as a financing partner, Pax Versicherung is now also joining Credit Exchange on the distribution side. This expands the product offering for PAX clients and enables the issuance of white-labelled mortgages through the platform. As always, this strengthens our marketplace for all partners, and we are delighted to warmly welcome PAX (once again) on board.

Cruising Altitude: We are pleased to welcome the pension fund of the former SAirGroup to our platform. This is now the fifth partner in the aviation sector and is an excellent addition to the CredEx ecosystem.

Boarding complete: With the addition of the SWISS Cabin Crew Pension Fund as a mortgage financing partner, we now cover the aviation sector practically from ground to air. Swiss International Air Lines perfectly complements the CredEx partner portfolio alongside Edelweiss, Swissport and gategourmet. All our partners are delighted to warmly welcome Swiss on board.

Bon Appétit: With gategourmet’s pension fund, we have expanded our reach in the aviation sector with an additional mortgage financing partner. This follows our great partnership with Edelweiss and Swissport. On everyone’s behalf, we warmly welcome gategourmet on board CredEx.

Cleared for take-off: With Edelweiss’ pension fund, we have expanded our reach in the aviation sector with an additional mortgage financing partner. This follows our great partnership with Swissport. On everyone’s behalf, we warmly welcome Edelweiss Air AG on board.